Access Visa Card
The Access Visa is an unsecured bad credit card. This means upon approval you will be extended a card with a credit limit of $250.
It is issued through Plains Commerce Bank. And has been designed specifically for individuals with bad credit.
Access Visa - Apply Here
www.AccessVisa.com
There is a 19.92% APR and a $48 annual fee. However it will report to all three major credit bureaus.
This can help you create a positive payment history on your credit report, simply by making on time monthly payments.
This is a very important piece of information when your credit score is calculated. Additionally because this is an unsecured credit card it will be the most effective method of re-establishing your credit.
Benefits:
- Easy Approval
- Excellent Customer Service
- Major Credit Bureau Reporting
- $250 Credit Limit
- 24/7 Fraud Protection
Access Visa Card - Suggest
Yes, we do suggest the Access Visa issued by Plains Commerce Bank. It is one of the few unsecured sub prime credit cards that has made it through the credit crisis.
If you have made mistakes with credit this can be the first step to getting it back on track. Another tip to help your score is to keep your balance at roughly 20% of the limit.
This helps your utilization ratio. That is the ratio of your debt to your available credit. In other words your score will benefit if you can show unused or available credit.
Access Visa - Apply Here
www.AccessVisa.com
Unfortunately the Access Visa is no longer being offered. Instead we suggest the prepaid Account Now Visa.
It comes with; Free Direct Deposit, Free Bill Pay, Free Credit Builder, Free Activation, Even Borrow Money and Build Credit.
If you are interested in repairing a damaged credit score we suggest a no obligation - 100% Free
Or Call 1-800-483-0256
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