It acts just like a checking account. You deposit money into your account and then use your card to make purchases.
Then funds are withdrawn from your account to pay for your purchases. There will never be any interest fees or overdraft fees.
They also give you a free savings account that earns a high 5% APR to encourage savings.
And you get free online bill pay and free direct deposit. This will prevent you from ever having to pay for an expensive money order or check cashing fee - ever again.
Benefits:
100% Approval
5 % Interest Bearing Savings Account
Universal Acceptance
Access Cash at Over 1 Million Locations
Free Direct Deposit
Free Account Alerts (text msg. and e-mail)
No Overdraft Fees
Online Bill Pay
Zero Liability for Unauthorized Purchases
Free Account to Account Transfers
(great for teens and individuals on a fixed income)
FDIC Insured
24/7 Account Access
3 Free Additional Cards for Family Members
No Minimum Balance
No Annual Fee
Qualifications:
Social Security Number
Address and Telephone Number
Pay a One Time Fulfillment/Activation Fee ($9.95)
NetSpend - All Access Visa
Yes, we do recommend the NetSpend All Access Credit Card. We especially like the free savings account with a high 5% APR.
You can sign up for free alerts about your account activity. Additionally your money will be protected by Visa's zero liability policy in case your card is ever lost or stolen.
It will be accepted everywhere you see the Visa logo displayed. It is issued in a black or silver design, you choose which you prefer during the application process.
