This card is issued by MetaBank™ and is designed for individuals with bad credit. This is because they offer 100% approval - no credit check & no ChexSystem verification.
This is a prepaid credit card which means you must first deposit funds on your card. Then you can use your card to make purchases or pay bills.
There is free direct deposit and if you use direct deposit then you get free online bill pay and free online check writing. You also can access your cash at over 1 million ATM's where Visa debit cards are accepted.
Additionally your card is protected by Visa's Zero Liability Policy which means if your card is lost or stolen your money is still safe.
Benefits
Free Direct Deposit
Free Online Check Writing
Access Cash at 1 Million ATM's
Free Bill Pay
Visa's Zero Liability Policy
100% Guaranteed Approval
*Subject to I.D. verification
Safer Than Carrying Cash
Accepted everywhere Visa debit cards are accepted.
READYdebit Visa Card - Suggestion
Yes, we do suggest the READYdebit Visa Prepaid Card. They really seem committed to giving you a better value for your dollar.
They take pride in that you will never be charged any overdraft fees. Or charged the common "nickel & dime" fees that many prepaid cards have.
If you are currently paying for money orders or check cashing fees this card is a must have. It will save you hundreds of dollars every year.
You won't have to pay these fees instead you can use direct deposit and the online check writing service to pay all your bills. And best of all for FREE