The Total Visa card is issued by Plains Commerce Bank. It is an unsecured credit card that is often used to rebuild a damaged credit history.
It will report monthly to all three major credit bureaus. By paying your bill on time every month you will be able to create a positive payment history on your credit report.
Total Visa Card
www.TotalVisa.com
This is a very important piece of information that is used when your score is calculated. This card is created for those with a damaged credit history and offers easy approval.
It will be issued with a $250 credit limit and you will be eligible for credit limit increases four times a year.
However with this card you you will be responsible to pay a $48 annual fee & you will have a 19.92% APR.
Total Visa Benefits
Easy Approval
Quarterly Credit Limit Increases
Reports to All 3 Major Credit Bureaus
Instant Online Decision
Online Account Access
Fraud Protection
19.92% APR
19.92% Cash Advance APR (lower than industry standards)
Total Visa Requirements
Valid U.S. Address
Social Security Number
Legal Age
Total Visa
www.totalvisa.com
Total Visa Recommendation
Yes, we suggest the Total Visa. It will report to all three major bureaus and is a great way to re-establish your credit history.
The only drawback is the high 19.92% APR. However recently we have seen even good credit cards raising their interest rates to this level and even higher.
Unfortunately the Total Visa card is no longer offered. Instead we suggest the prepaid Account Now Visa.
It comes with; Free Direct Deposit, Free Credit Builder, Free Bill Pay, Free Activation, and Even Let's You Borrow Money & Build Credit.
