Wired Plastic Prepaid Visa is issued by Bankfirst. This is a prepaid card that will only allow you to spend the money you have deposited on your card.
It will give you a online and over the phone bill payment option. And it offers a significantly lower $3.95 monthly maintenance fee compared to $9.95 - $19.95 with most other cards.
You can also have Free wireless phone and e-mail account alerts. And they give card holders a rewards program.
You earn 1 point for every dollar you spend. These points can be redeemed for money towards your wireless phone bill with participating retailers (Verizon Wireless, Cingular, T-Mobile, Tracfone) or ring tones and music downloads.
It also has a 30 Day MONEY BACK GUARANTEE. If you are not satisfied for any reason you can cancel your card and get a full refund.
Benefits:
30 Day Money Back Guarantee
Low Monthly Fee
Online & Over the Phone Bill Payment
Free Direct Deposit
Free Account Alerts
Rewards Program
Requirements:
18 yrs of Age
Verifiable US Address
US Resident
Social Security Number
Wired Plastic Visa - Recommendation
Yes, we do recommend the Wired Plastic Prepaid Visa. They have $0 annual fee and a low monthly membership fee.
The only drawbacks to this card are it charges $0.95 for each online bill payment you make using a paper check and $0.45 for electronic bill payments. And it will not improve your credit score.
That is why instead we suggest the prepaid Account Now Visa. It reports to the major credit bureaus giving you an opportunity to build credit.
It also give you; Free direct deposit, Free credit builder, Free activation, Free bill pay, AndEven Let's You Borrow Money.